Group Critical Illness Insurance

A critical illness diagnosis is exceptionally stressful for employees — and financially difficult. Help them get back to work sooner by offering critical illness insurance at your company.

Call 1-401-385-5346 to learn more about offering ancillary products to your employees.

Why it Matters

1 out of 2 men and 1 out of 3 women will be diagnosed with cancer at some point in their lives.1 And, nearly 1.3 million people in the U.S. suffer from heart attacks.2 These illnesses can affect any employee, at any time, and cost thousands of dollars to treat. Some of these expenses aren’t covered by typical medical plans, leaving employees stressed and unproductive.

Prepare your workforce for any circumstance by offering a critical insurance plan. When you support your team with additional benefits, you’re more likely to retain top talent long-term. After all, people choose to work for companies they know they can trust through thick and thin.

Industry-leading Coverage

Our critical illness insurance plans are offered by Colonial Life, a leading insurance company that was recently ranked #5 for new critical illness insurance sales.1  Colonial Life offers a Specified Disease Insurance Plan that pays a benefit to cover:

  • Deductibles, copays, and coinsurance of health insurance
  • Home health care needs and household modifications
  • Travel expenses to and from treatment centers
  • Lost income
  • Rehabilitation
  • Child care expenses
  • Everyday living expenses

Employees and their eligible family members can use the coverage more than once for a variety of critical conditions, including cancer, heart attack, stroke, organ failure, coma, blindness, and more.

Want to Learn More?

Ask your broker or call us today 1-401-385-5346.

Are you a Broker?

If you want to learn more about working with HealthSource RI for Employers, call our broker line today 1-855-683-6755.

Disclosures:
Note: Enrollment in these ancillary plans does not constitute enrollment in a QHP or enrollment through HealthSource RI. Consumers who choose to purchase ancillary plans do so directly through the issuer or through NFP Health. Enrollment in an ancillary plan does not constitute enrollment into a plan that offers minimum essential health coverage. Having minimum essential health coverage is necessary to meet the federal requirement to have adequate health insurance. Advance payment of premium tax credits and cost sharing reductions are not available for ancillary plans.

Source:
1 – Eastbridge, U.S. Worksite/Voluntary Sales Report: Carrier Results for 2015, 2016