Group Long-Term Disability Insurance
A healthy workforce is a more productive workforce. Long-term disability insurance can help qualifying employees get back to work sooner.
Call 1-401-385-5346 to learn more about offering ancillary products to your employees.
Why Offer Long-Term Disability Insurance?
Offering long-term disability insurance is one way to show your team how much you care about their wellbeing. Whether or not employees end up using this coverage, they’ll be happier with their benefits package and enjoy more peace of mind.
How it Works
Long-term disability insurance offers a percentage of pay to employees who are unable to perform the majority of their job’s duties — or to those who are unable to earn 80% of their pre-disability income. Our plans, offered by Principal®, are designed to encourage rehabilitation and help employees return to work as soon as they can.
Industry-leading Coverage
Principal® is a FORTUNE 500 insurance company that was recently ranked #3 for best overall service to small businesses. With a Principal® long-term disability plan, your company and its employees will enjoy:
A flexible benefit design
Incentives for rehabilitation and return to work
Access to a best-in-class team that monitors claims, controls costs and helps disabled employees get back to work
Want to Learn More?
Ask your broker or call us today 1-401-385-5346.
Are you a Broker?
If you want to learn more about working with HealthSource RI for Employers, call our broker line today 1-855-683-6755.
Disclosures:
Note: Enrollment in these ancillary plans does not constitute enrollment in a QHP or enrollment through HealthSource RI. Consumers who choose to purchase ancillary plans do so directly through the issuer or through NFP Health. Enrollment in an ancillary plan does not constitute enrollment into a plan that offers minimum essential health coverage. Having minimum essential health coverage is necessary to meet the federal requirement to have adequate health insurance. Advance payment of premium tax credits and cost sharing reductions are not available for ancillary plans.